Partners
Working together for smoother credit.
We work closely with regulators, financial institutions and technology partners so that opening, drawing and repaying a revolving credit line is safer and simpler for our members.
Why Partner With Us?
We bring trust, reach and a spirit of co-operation.
Every partnership rests on the same foundation.
Compliant Operations
Every partnership strictly follows RBI and government regulations, with clear structure and accountability.
Community Reach
Reach our 50,000+ members and their trusted networks across Vijayawada.
Mutual Benefit
We build partnerships that create value for both sides and for the communities we serve.
Long-term Commitment
We believe in lasting relationships built on trust, transparency and shared values.
Institutional Partners
Relationships that strengthen our operations and protect our members.
Regulator
Reserve Bank of India
Licensed and regulated by the Reserve Bank of India under the Banking Regulation Act, 1949. All lending follows RBI fair practices guidelines.
Development Bank
NABARD
We work with the National Bank for Agriculture and Rural Development on rural credit and development programmes.
Deposit Insurance
DICGC
Member deposits are insured up to ₹5 Lakh by the Deposit Insurance and Credit Guarantee Corporation.
Payments Network
NPCI
Connected to the National Payments Corporation of India network, enabling IMPS, UPI and NACH for withdrawals and auto-repayment.
State Federation
Andhra Pradesh Co-operative Urban Banks Federation
An active member of the state federation, jointly representing the collective interests of co-operative banks.
District Society
Krishna District Co-operative Society
A partner in community development initiatives across Krishna District.
Featured Apps
Apps we recommend to our members.
Digital platforms and financial apps we recommend, including the Swacredit Plus revolving credit app, to make banking and everyday services smoother.
Swacredit Plus-Flexi Credit(opens in a new tab)
AJIO(opens in a new tab)
Expense Manager(opens in a new tab)
Flipkart(opens in a new tab)
HDFC Bank(opens in a new tab)
Kite Zerodha(opens in a new tab)
PhonePe(opens in a new tab)
StockEdge(opens in a new tab)
Tilla Premium(opens in a new tab)
Way2News(opens in a new tab)
Interested in partnering with us?
Whether you are a technology provider, financial institution, NGO or government body, we welcome partnerships that create real value for our members and community.